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Affordability
Market-rate assumptionFreddie Mac 30-yr fixed average · week of Oct 22, 2026
Educational estimate. Not an offer, rate, or approval. Assumes a 30-year fixed loan; your actual terms depend on credit, property, and program. Kinship Mortgage is a licensed broker.
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Partner with KinshipNews Snippets
GAMLS counted 23,006 active listings across the 12-county Atlanta core in September, up 5.3% from a year ago, while closed sales fell 13.7% to 4,072. More homes are sitting, and fewer are closing.
Source: Atlanta Agent Magazine, GAMLS September 2026The 30-year average climbed through the month, from 7.28% in early October to 7.32% by month's end.
Source: Freddie Mac Primary Mortgage Market SurveyThe Atlanta-metro median sale price averaged about $395K over the first half of 2026, up 0.2% from a year ago. Homes are taking about 59 days to sell, roughly five days longer than last year.
Source: Redfin Atlanta Housing Market